Jaagruk Bharat

The demand for period leave and holistic menstrual health policies for school students has gained significant momentum recently. Last December, the Assam government announced it would introduce a 2-day monthly period of leave for female students. Several schools across India have also formulated period policies allowing students flexibility, access to sanitary products, and informed awareness programmes. https://www.jaagrukbharat.com/Do-You-Get-Period-Leaves-NDQx

The Reserve Bank of India (RBI) has proposed allowing prepaid payment devices to make payments using third-party UPI applications. What does this mean for thousands of UPI customers? If you use Paytm, PhonePe, or Amazon Pay, you likely use a prepaid payment instrument (PPI). Customers have often complained that they cannot use money deposited in these wallets to make payments on other companies' platforms or scanners. https://www.jaagrukbharat.com/Making-UPI-Payments-Know-RBI-New-Rule-First-NDQw  

Noida property registrations  have been suspended since May 2022 due to a legal tangle between the Noida authority and the local stamp and registry office. This has resulted in thousands of homebuyers struggling to register their purchased flats despite making payments as per builder schedules. https://www.jaagrukbharat.com/Keep-an-Eye-on-the-Noida-Property-Registry-NDM5  

Mistakes happen sometimes, and people end up transferring money to the  wrong UPI IDs . The instant question that comes to your mind is ‘then what should I do?’ The  Unified Payments Interface (UPI)  has revolutionised digital payments with seamless money transfers using QR scans or  UPI transaction ID check . Digital payments have become very popular in the country these days. You can transfer money in a blink of an eye just by scanning a QR code. https://www.jaagrukbharat.com/Made-Wrong-UPI-Transaction-Get-Your-Money-Back-With-These-Steps-NDM4  

The Delhi Doorstep Delivery Scheme was launched in 2018. It is a pioneering governance innovation that takes the help of technology to serve citizens right where they live, more specifically, their doorsteps. By facilitating hassle-free access to essential public services via simple booking, the programme has benefitted lakhs of citizens since its start. The scheme equips  Mobile Sahayak  vehicles, providing connectivity to citizens in their neighbourhoods. https://www.jaagrukbharat.com/Government-Services-At-Your-Doorstep-With-the-Delhi-Doorstep-Delivery-Scheme-NDM3  

  In recent development, the IRDAI has revised the health insurance regulation to have a wider scope under the policyholder protection. They range from waiting periods to eliminate policies that use senior citizens as rating factors and enhancing coverage of those with severe pre-existing conditions. Below is the brief discussion about the existing 2024 guidelines and their implications for the health insurance industry in India. https://www.jaagrukbharat.com/Did-You-Know-About-These-New-IRDAI-Rules-NDQ2

DeenDayal Disabled Rehabilitation Scheme  is an important  govt scheme  aimed at fostering empowerment among  disabled persons . Launched in 1999 and remodelled in 2003, this comprehensive scheme  DeenDayal disabled rehabilitation scheme  upsc provides a framework for giving financial and logistical support to NGOs working in the field of disability rehabilitation. https://www.jaagrukbharat.com/New-RBI-Penal-Charge-and-Penal-Rate-Guidelines-NDM2  

  Amidst rising fuel prices and long queues at gas stations, Indian startups have introduced an innovative solution - doorstep fuel delivery services. Leveraging app-based platforms, these companies offer the convenience of getting petrol and diesel delivered at preferred times to homes or offices. https://www.jaagrukbharat.com/Petrol-and-Diesel-Delivery-To-Your-Doorstep-NDQ0

Lok Adalats, which translates to “People’s Courts,” is an effective alternate mechanism in India. But what actually is a Lok Adalat? Let's find out. It is an online platform for resolving legal disputes through compromise settlement outside the regular courts. They help ease the burden on the mainstream judiciary. At the same time, provide quicker, cheaper justice. Especially for minor civil, matrimonial, and petty criminal cases. https://www.jaagrukbharat.com/What-Is-Lok-Adalat-And-How-Can-It-Save-Your-Money-NDM1

 The  PM Surya Ghar Muft Bijli Yojana  was initiated by the  Indian government  in the year 2024 to offer dirt-cheap, clean, and reliable electricity to households especially the rural and the lower strata of the society https://www.jaagrukbharat.com/Surya-Ghar-Muft-Bijli-Yojana-A-Step-towards-Green-and-Clean-Rural-India-NDQz

 India levies varying rates of  import duty on laptops  and other electronic items that travellers bring into the country. As an inbound passenger, being aware of these  laptop customs rules  can save you from unpleasant surprises at the airport. Read below this article to learn about custom duties on laptops for international travellers. https://www.jaagrukbharat.com/What-Are-Laptop-Customs-Duties-for-International-Travellers-NDQy

Banks are one of the most crucial sectors of an economy that carries out various finance-related functions to ease the lives of people. One of the functions or services that it provides is the service of a bank locker. A bank locker allows people to keep their valuable items safe and secure under the purview of a competent and trusted institution. https://www.jaagrukbharat.com/Bank-Locker-Rules-You-Must-Be-Aware-Of-NDM0

The Allahabad High Court recently passed a judgement stating that the ritual of 'kanyadaan' is not mandatory for solemnising Hindu marriages. Observing that the only need under the Hindu Marriage Act is to perform 'saptapadi*'* by taking seven steps around a sacred fire, the court affirmed that omitting other rituals would not invalidate nuptials. https://www.jaagrukbharat.com/Kanyadaan-is-not-essential-Know-About-the-New-Law-NDMy  

The Indian government announced that E-KYC verification would become mandatory for LPG consumers. Over 27 million households that rely on LPG cylinders have to complete a one-time electronic verification process if they wish to continue receiving uninterrupted LPG refills from their distributors. The move aims to link all LPG connections with the Aadhaar database to ensure targeted delivery of subsidies. Also to weed out duplication or ghost beneficiaries from the system. This would not only rationalise expenditure for the government but also ensure genuine customers are not denied the gas cylinder subsidy. Mandatory e-KYC will improve the availability of LPG cylinders for citizens. https://www.jaagrukbharat.com/Know-Everything-About-LPG-Gas-EKYC-NDMx  

Indian authorities have recently alerted citizens about emerging phone scams that leverage AI to imitate people’s voices. These attacks clone the voices of relatives and friends to sound desperate for help before tricking victims into online transactions. Fraudsters first gather personal information about potential targets through social media sites, matrimonial profiles, or data leaks. Then they use AI techniques like deepfakes to clone the target’s voice or a family member’s voice stored in the background of previous calls. https://www.jaagrukbharat.com/Be-Aware-of-AI-VoiceCloning-Scams-NDMw

The  Pradhan Mantri Matru Vandana Yojana   (PMMVY) , is a premier maternal  incentive scheme  in India that was initiated in 2017 by the  central government . It seeks to ensure that pregnant and lactating mothers get the financial support they need to improve their health and diet to support their children as well. https://www.jaagrukbharat.com/Know-About-Pradhan-Mantri-Matritva-Vandana-Yojana-in-2024-NDI5  

The Department of Telecommunications (DoT) of India has ordered telecom companies to disable all automatic call-forwarding facilities by April 15. This significant move aims to tackle the fraudulent and criminal activities related to  call forwarding scams . https://www.jaagrukbharat.com/Unable-To-Forward-Your-Call-Heres-Why-NDI4  

  The growth of cashless payments in India through channels like debit and credit cards, UPIs, and mobile wallets is driving greater financial inclusion. Digital transactions enable purchasing convenience while powering small businesses with instant settlements and improved cash flows. https://www.jaagrukbharat.com/Asked-To-Pay-Merchant-POS-Charges-Say-No-NDUx

In a country as vast and diverse as India, unemployment remains a critical issue affecting millions of people, especially the youth. The government has been addressing this challenge through various schemes and initiatives aimed at providing financial support to the unemployed. https://www.jaagrukbharat.com/Earn-Without-Job-With-Berojgari-Bhatta-Yojna-NDI3  

  The Indian government has unveiled a draft policy that makes it mandatory for parents to declare their religion when registering the birth of a child. This additional data collection is aimed at creating a unified database for easier access to identity proofs,  welfare schemes , and documents like passports. https://www.jaagrukbharat.com/Change-In-Birth-Registration-Rule-NDUw

The  Indian government  and the  Department of Telecommunications (DoT)  have issued an advisory warning people to beware of scam calls coming through  WhatsApp . The numbers start with +92, the country code of Pakistan. These scam calls originate from Pakistan and other countries and are part of organised rackets. Moreover, these Whatsapp calls from international numbers even try impersonating  DoT officials , claiming illegal activities, and threatening people. https://www.jaagrukbharat.com/Be-Aware-of-WhatsApp-Scam-Calls-NDI1  

  Passengers who end up losing their luggage or receiving delayed or damaged goods understand that it can all get stressful. But the Directorate General of Civil Aviation (DGCA) has set guidelines in case of loss, damage, or delayed luggage. https://www.jaagrukbharat.com/Broken-Luggage-During-the-Flight-Get-up-to-Rs-20000-compensation-NDQ5

The DPIIT’s (Department for Promotion of Industry and Internal Trade) Internship Programme is a unique opportunity offered by the Government of India. This  DPIIT internship 2024 , under the Ministry of Commerce and Industry, aims to provide students with real-world exposure. https://www.jaagrukbharat.com/Want-To-Work-With-A-Government-Body-Apply-For-DPIIT-Internship-NDI0  

  The government has set a goal to make India completely developed by the year 2047, 100 years after independence. This project is called ‘Viksit Bharat 2047’. The term ‘Viksit Bharat’ means ‘Developed India’. The four pillars of Viksit Bharat are Yuva (youth), Garib (poor), Mahila (women), and Kisan (farmers). https://www.jaagrukbharat.com/You-Can-Get-5-Lakh-from-the-Government-With-Your-Innovative-Idea-NDQ4

The Reserve Bank of India (RBI) has launched the  RBI Retail Direct App . This application comes with unique features for the users which include easy management of finance with real-time financial updates and investment alerts. Bridging the gap between users and important tools is one aspect of RBI’s aim to ease the workings of saving, investment and market ongoing tracking. With the help of the Pravaah portal and the RBIs app, users can be able to access knowledge which helps in making those with such information stronger in the world of finance. https://www.jaagrukbharat.com/Benefits-Of-RBIs-New-Mobile-Application-NDIz  

Frauds involving PAN cards have been on the rise as people all over the country have been falling victim. This is due to fraudsters who take and use other people’s PAN card details for fraudulent purposes landing innocent persons in both legal and financial woes. https://www.jaagrukbharat.com/Save-Yourself-From-PAN-Card-Scam-NDQ3

The Western Railways department and the  Railway Protection Forces (RPF)  have come up with their luggage retrieval service, called ‘ Operation Amanat ’. In case people ever forget or leave a piece of luggage in the train compartment while travelling, this is the helping anchor. RPF  is a security force of India entrusted with protecting railway passengers, passenger areas, and railway property of the Indian Railways. Under the initiative of the  RPF , any passenger who has lost their luggage can avail of this initiative. https://www.jaagrukbharat.com/Lost-Your-Luggage-In-Train-Operation-Amanat-To-Rescue-NDIy  

The Unified Payments Interface (UPI) has become a part of our daily lives, making it easy for us to make transactions over the past couple of years. The Reserve Bank of India has developed a new feature that allows users to withdraw and deposit cash from their accounts without having a physical debit card or even their account number and IFSC number. https://www.jaagrukbharat.com/Dont-Have-Your-Card-Now-Deposit-Money-Through-UPI-NDIx  

Air travel in India has seen exponential growth over the past few years, but with this surge comes the inevitable challenge of maintaining high standards of service. The AirSewa application is an initiative taken by the Government of India and the Ministry of Civil Aviation (MoCA) to help smooth air travel experiences for their passengers. Launched under the Ministry of Aviation, the AirSewa app provides a platform to address the queries and grievances of passengers to help ensure a seamless and efficient travel experience. https://www.jaagrukbharat.com/AirSewa-App--Your-Airline-Grievance-Portal-by-DGCA-NDIw

The Insurance Regulatory and Development Authority of India (IRDAI) has made it mandatory to hold new insurance policies in electronic format from April 1, 2024. Like shares and bonds held by investors in a demat account. So, what does this mean? https://www.jaagrukbharat.com/EInsurance-Account--No-More-Policy-Papers-NDE5  

 The  Right of Children to Free and Compulsory Education Act, or Right to Education Act (RTE) , is revolutionary legislation passed by the Indian Parliament in 2009. This Act guarantees free and compulsory education to all children. https://www.jaagrukbharat.com/Get-Free-Education-for-Your-Child-Application-Process-and-Eligibility-NDU2

For the millions of passengers who travel on  Indian Railways  every day, safety, effectiveness, and convenience depend heavily on guidelines. Because of the size and variety of the railway network's users, it is important to have  clear rules and regulations  in place to keep things in order and reduce risks.  https://www.jaagrukbharat.com/5-Indian-Railway-Rules-You-Need-to-Know-Before-Travelling-NDE4  

  The high-stakes Municipal Corporation of Delhi (MCD) elections on December 4th pose tough challenges. The main issue is the low voter enthusiasm observed traditionally in civic polls. To combat indifference and maximise turnout, the State Election Commission has devised an out-of-the-box strategic collaboration with trader associations and malls. https://www.jaagrukbharat.com/MCD-Unique-Marketing-Schemes-to-Boost-Voting-NDU1

  The Rajasthan government recently launched the visionary Dr Savita Ben Ambedkar Inter-Caste Marriage Incentive Scheme. The scheme aims to empower inter-caste and inter-faith couples. It will provide financial incentives for social hostility from their families and communities. https://www.jaagrukbharat.com/What-To-Know-About-InterCaste-Marriage-and-the-New-Scheme-NDU0

A  voter ID card  is one of the most crucial documents issued by the Election Commission of India to the citizens of India which allows them to vote and prove their identity as well. The card helps in the execution of democracy across the country. In case someone’s  voter ID card  is stolen or lost, the government has given the provision of  duplicate voter ID cards  that enable people to apply for a new voter ID card. https://www.jaagrukbharat.com/How-To-Make-Plastic-Voter-Card-From-Home-For-Free-NDE3

  What Is Rajshree Yojana? Launched in June 2016 by the Chief Minister of Rajasthan, the  Rajshree Yojana  ensures proper education for girls. Under this scheme, parents or guardians are provided financial help of up to Rs 50,000 for raising their daughters. https://www.jaagrukbharat.com/Get-Rs-50000-With-Mukyamantri-Rajshree-Yojna-Beenfits-Eligibility-and-Application-Process-NDUz

 As Delhi gears up for the high-stakes municipal elections, the capital’s hotels and hospitality industry has rolled out innovative schemes offering discounts and freebies to guests who have cast their ballots. https://www.jaagrukbharat.com/Cast-Your-Vote-And-Get-Discount-NDUy

Food delivery apps are a little less of a luxury these days as ordering food is now far easier and more easy than it once was. However, with more use of such apps, the opportunity for scammers is even wider. These fraudsters exploit the trust of unsuspecting customers, so users need to educate themselves. https://www.jaagrukbharat.com/Ordered-Food-Online--Know-The-Swiggy-Scam-NDE2

  Government’s e-Marketplace,  or  GeM  for short, was launched in August 2016. It's an online mall for government employers to buy products and goods. But what exactly is it, and how does it work? Let’s find out. https://www.jaagrukbharat.com/How-Can-The-Governments-EMarketplace-Help-Your-Business-NTI2

The Reserve Bank of India (RBI) has introduced a new rule change to cater to the flexibility and relief of credit card users. The rule was implemented for improved borrowing and punctual credit card bill payments.  https://www.jaagrukbharat.com/Stop-Worrying-About-Your-Credit-Card-Bill--RBI-Rule-NDE1    

 Towards the making of digital India and digitised payment, a new step has been taken with  UPI-integrated cash withdrawal,  which is also known as a  UPI ATM . This new technology was unveiled in September 2023 at the Global Fintech Festival, which was held in Mumbai. https://www.jaagrukbharat.com/Forgot-Your-Debit-Card-Withdraw-Money-Using-Your-UPI-NTI3

 With the onset of digital India and every citizen being equipped with their own smart devices, the cybercrime wave is already at its peak. India has witnessed a surge in fraudulent phone calls, most often manipulating the receiver to do things posed by other people. A new kind of scam call, where scammers call an individual posing as law enforcement officers or representatives from government agencies, is surfacing. These types of calls are often referred to as “ live scam calls ” or “ digital arrest calls. ”. https://www.jaagrukbharat.com/Can-You-Be-Arrested-On-Call-Stay-Alert-For-This-New-Fraud-NTQz

Payment of medical insurance bills upfront has always been a hassle and that too of great significance. Covering the cost upfront can be challenging. Especially in cases of emergency when treatment is nothing but avoidable. That is why, the General Insurance Council has come up with a new initiative called the ‘Cashless Everywhere’ and Cashless Health Insurance. This initiative helps the healthcare payment system by enabling seamless transactions. That too without the need for you to pay upfront. How does it work? By collaboration between insurance providers and healthcare facilities. https://www.jaagrukbharat.com/Cashless-Everywhere-Medical-Treatment-Without-Bill-Payment-NDE0

  A gift is something of a voluntary transfer of assets from one person (the donor) to another (the donee) without any consideration. According to India’s Income Tax Act 1961,  gift tax  is the tax payable by the donor on the gifts made by him or her under certain circumstances. https://www.jaagrukbharat.com/Do-you-have-to-pay-taxes-on-gifts-too-NDU3

  FASTag  is an efficient  Radio Frequency Identification (RFID)  based toll suspension payment system that operates in India to enable quicker payments. This uses an  RFID system  to help customers lose charges every time they pass through toll plazas linked to the account number hence ease of movement without delays. It is fixed on the windscreen of the car and linked to its registration; that way, you make payments smoothly when passing through toll stations. https://www.jaagrukbharat.com/How-FASTag-Can-Change-Your-Travel-Experience-NTM0

  SIM fraud is probably the most common kind of fraud happening today. Most people use their mobile phones, which makes it easy to influence somebody's life by using electronic means. The same applies to SIM card fraud. https://www.jaagrukbharat.com/Protect-Yourself-From-This-SIM-Card-Scam-NTMz

  While planning a train journey, the most difficult part is getting confirmed seats or  confirmed train tickets . If you also face this issue while booking train tickets, make sure you read ahead to find out tricks to get a confirmed ticket for your next journey. Read below this article to learn how you can book your train ticket online. Also, find out some  essential things  that you must know when booking a train ticket. https://www.jaagrukbharat.com/Cant-Find-a-Confirmed-Train-Ticket-Try-This-NTMy

  Since January 1, 2024, buying or renewing a health insurance policy has gotten much simpler for Indian consumers. In a landmark policy directive, the Insurance Regulatory and Development Authority of India (IRDAI) has mandated all general and health insurance providers to issue a standardised Customer Information Sheet (CIS) to customers. https://www.jaagrukbharat.com/How-This-New-Health-Insurance-Rule-Can-Save-Your-Time-and-Money-NTMx

What Is Home Voting? The Election Commission of India has introduced a new initiative for people above the age of 85 and those with disabilities who want to vote in the 2024 Lok Sabha elections using the home voting facility. Senior citizens and persons with disabilities (PwD) are often overlooked in society. This initiative by the ECI ensures inclusivity and accessibility in the electoral process, helping India to become a more non-discriminatory nation. https://www.jaagrukbharat.com/Vote-From-Home--Initiative-For-Old--People-With-Disability-NDEz  

 The ration card system in India enables households to buy essential food items and fuel at highly subsidised rates from designated public distribution shops. It also acts as a document for identity proof as well as the residence of citizens. https://www.jaagrukbharat.com/Did-You-Generate-Your-Online-Ration-Card-NTMw

  India has been grappling with a surge of fraudulent and illegitimate activities with the onset of digitalization and with the relevance of the United Payments Interface (UPI) at an all-time high. Scammers have found a new way to manipulate and fool people into falling into their traps.  UPI scam  refers to any fraudulent transactions that take place with UPI. https://www.jaagrukbharat.com/UPI-Scams-And-How-To-Save-Yourself-From-It-NTI5

The National Payments Corporation of India (NPCI) has come up with a new initiative where opportunities are being provided for women looking to work after taking a long career break. This programme is called the Returnity Programme. https://www.jaagrukbharat.com/NPCIs-New-Initiative-For-Women-Going-Back-To-Work-NDEy