Jaagruk Bharat

  The Ministry of Health and Family Welfare (MoHFW) launched the Pradhan Mantri Surakshit Matritva Abhiyan (PMSMA) programme on July 31, 2016. It provides care free of charge to all pregnant women in India on the 9th of every month. The aim is to provide financial help to them. The programme offers the least guaranteed package of care services to women in their 2nd or 3rd trimester of pregnancy. It is available at designated government health facilities. The goal of the PMSMA programme is to improve the quality of antenatal care (ANC). This includes diagnostics and counselling services. All these are part of the Reproductive Maternal Neonatal Child and Adolescent Health (RMNCH+A) strategy. For more Info : https://www.jaagrukbharat.com/Get-Free-Child-Care-With-These-Government-Schemes-NTQx

  झारखंड की महिलाएं जल्द ही भाजपा नेतृत्व के तहत शुरू की गई गो गो दीदी योजना का लाभ उठा सकेंगी। चुनावों से पहले घोषित की गई यह नई योजना पात्र महिलाओं को हर महीने ₹2,100 की राशि प्रदान करने की गारंटी देती है, जिसका उद्देश्य उनकी  आर्थिक आत्मनिर्भरता और सामाजिक सम्मान  को सशक्त बनाना है। गो गो दीदी योजना, पहले से लागू मुख्यमंत्री मइया सम्मान योजना (जिसमें महिलाओं को हर महीने ₹1,000 मिलते हैं) के जवाब में एक रणनीतिक कदम है। गो गो दीदी योजना में दी जाने वाली आर्थिक सहायता को दोगुना कर ₹2,100 कर दिया गया है, जिससे झारखंड की महिलाओं पर इसका अधिक प्रभाव पड़ सके। For more Info : https://www.jaagrukbharat.com/gogo-didi-yojana-9977360

  The Indian government has unveiled a draft policy that makes it mandatory for parents to declare their religion when registering the birth of a child. This additional data collection is aimed at creating a unified database for easier access to identity proofs,   welfare schemes , and documents like passports. However, activists have raised privacy concerns regarding the storage of sensitive personal information by government agencies, while critics argue this may further marginalise minorities. Let’s analyse key aspects of this proposed amendment: For more Info : https://www.jaagrukbharat.com/Change-In-Birth-Registration-Rule-NDUw

  Due to the COVID-19 pandemic, the world shifted from traditional approaches to practical solutions, one such solution being   Work-from-Home job opportunities . The pandemic ended, but the existence of Work-from-Home jobs persisted. However, people and companies are not the only ones benefiting from this new decentralised way of working. Scammers have also found a way to conduct various kinds of scams for their gain, depriving people of their financial gains and disturbing them psychologically. For more Info : https://www.jaagrukbharat.com/workfromhome-scams-9975366

  Every person who is a taxpayer is mandated to do the   PAN Aadhaar link.   If a person refuses to link their PAN with an Aadhaar card, the taxpayer's PAN card will be “inoperative” and will cause inconveniences while doing   financial   transactions. Make sure to do the   PAN Aadhaar link   to avoid getting penalties as well. For more Info : https://www.jaagrukbharat.com/Not-Completed-Your-Pan-Aadhaar-Link-Do-It-Now-Or-Pay-The-Fine-NTg3

  Today, there is so much spirit among the women of the business world when it comes to achieving their goals of becoming entrepreneurs. But the biggest constraint they often experience is where to get the necessary funding, the materials, and the proper networks. These are the main problems that can be faced by women entrepreneurs. To overcome these issues, the government has now announced the Cent Kalyani Scheme under   Startup India . This intervention funds the female entrepreneurs of businesses and organisations. For more Info : https://www.jaagrukbharat.com/cent-kalyani-scheme-9906573

  The US House of Representatives just voted to pass the ‘One Big Beautiful Bill Act’, which cuts the remittance tax for millions of immigrants from 5% to 3.5%. From January 1, 2026, non-citizens sending money out of the country will have to pay this tax. The amendment is extra beneficial for people on H-1B visas and those living outside the US, as they usually send money to their families at home. For more Info : https://www.jaagrukbharat.com/us-reduces-remittance-tax-to-35-9907570

   Most of the salaried individuals enjoy the benefits of   Leave Travel Allowance (LTA)   as part of their annual packages. However, due to the shift from the Old Tax Regime to the New Tax Regime, many are not aware of the changes concerning LTA, such as whether it is a part of the New Tax Regime or not. For more Info : https://www.jaagrukbharat.com/lta-exemption-in-the-new-income-tax-regime-9908567

  The government initiated the Electronics Component Manufacturing Scheme (ECMS) on May 1, 2025, to enhance the development of electronics manufacturing in India. Since it aims to reduce the use of imports and build a strong local supply chain, the scheme has received lots of support from   MSMEs . The government scheme is consistent with the main aims of ' Atmanirbhar Bharat ' and ' Make in India ', helping India become a leading country for electronics manufacturing. For more Info : https://www.jaagrukbharat.com/ecms-scheme-2025-9728110

  For a lot of Indian students, studying abroad is an important step that gives them chances to experience higher learning and different cultures globally. Yet, sometimes, something like a visa being revoked, losing a job, or a sudden emergency can disrupt your journey. Because of these risks, specialised travel   insurance policies   are now available from Indian insurers to ensure students’ and parents’ investments and dreams are covered. For more Info : https://www.jaagrukbharat.com/indian-insurance-covers-visa-rejection-9758020

  Not only is paying your Income Tax Return required, but it also helps with organising your finances. Although your income might not be taxed, still   filing your ITR   confirms your compliance and makes other financial tasks easier. This guide explains the ITR filing process in detail to help you with the essentials and to stay away from common errors. For more Info : https://www.jaagrukbharat.com/itr-in-2025-9759017

  Section 194T of the Finance Act 2024 added new provisions in the   Income Tax Act 1961 , which require partnership firms and Limited Liability Partnerships to deduct taxes at source from payments going to their partners. Starting April 1, 2025, this law aims to increase financial document transparency while ensuring firms obey taxation rules. Companies and partnership members need to understand all aspects of Section 194T because it determines their proper compliance with new tax regulations. For more Info : https://www.jaagrukbharat.com/section-194t-9670284

  Recently, the Union Minister of India, Shri Nitin Gadkari, announced the launch of the Cashless Treatment Scheme under the Ministry of Road Transport and Highways (MoRTH). This government scheme is especially for the victims of road accidents, especially those who don’t have insurance coverage. The Union Minister announced the   scheme   back in January, and finally, in May, it is here. For more Info : https://www.jaagrukbharat.com/cashless-treatment-scheme-9671281

  On July 15, 2015, Prime Minister Modi launched the Skill India Mission. Under the three flagship schemes of the Ministry of Skill Development and Entrepreneurship, there are more than 2.27 Crore beneficiaries till February 2025. The Ministry of Skill Development and Entrepreneurship, through the NSDC, runs the mission, which includes schemes such as   PMKVY   to boost the skill level of workers in India. For more Info : https://www.jaagrukbharat.com/skill-india-certificate-9680254

  Recently, the Labour Minister of Delhi, Mr Kapil Mishra, announced that the state   government of Delhi   is planning and working on establishing a Welfare Board, especially for the benefit of gig workers in the state. The primary objective behind this decision is to make gig workers feel important and help them improve the quality of their lives by providing them access to various measures of social security. For more Info : https://www.jaagrukbharat.com/welfare-board-for-gig-workers-9612458

  The Central Board of Direct Taxes under the Income Tax Department (ITD) of India has   released all 7 Income Tax Return (ITR) forms   for the Assessment Year (AY) 2025-26 along with their respective deadlines to be followed by the people for the filing of their taxes. However, there is a question that people are worried about and. i.e., if they need to   file their ITR   by 31st July 2025? The answer to this depends on the kind of category of taxpayers you come under. For  more Info : https://www.jaagrukbharat.com/income-tax-return-2025-9613455

  The PM Dhan Dhaanya Krishi Yojana continues to transform India’s agricultural sector, being the centrepiece at its core. The government scheme seeks to provide credit, infrastructure, and other modern agriculture tools, enabling sustainable farmig for rural farmers. The scheme has been designed to target low-performing districts with an expectation of covering approximately 1.7 crore farmers in productivity, post-harvest infrastructure, and climate-resilient agriculture. For more Info : https://www.jaagrukbharat.com/pm-dhan-dhaan-krishi-yojana-9546656

  LIC Mutual Fund, which is well-known in India’s asset management industry, has declared the return of five key equity schemes to its portfolio. The goal of this initiative is to reorganise and restructure the schemes under the Funds in Focus Q1FY25 strategy to fit the current preferences of investors and market directions. By making this move, LIC Mutual Fund shows its commitment to new ideas and providing benefits to its investors. For more Info : https://www.jaagrukbharat.com/lic-mutual-fund-equity-schemes-9547653

  Restructuring of the income tax system by the India government now has taxpayers rethinking their financial approaches. There is a lot of interest in examining life insurance, mainly during tax seasons, when people buy it mainly for tax savings. It’s important to realise the impact the   new tax rules   have on your current and future life insurance plans. For more Info : https://www.jaagrukbharat.com/tax-on-life-insurance-9548650

  Recently, the authorities have announced that on the 22nd of May, 2025, a free mass wedding will be organised at Nanjangud wherein all the beneficiaries registered under the Mangalya Bhagya Scheme will get married. All the interested and eligible couples still have the chance to register under the scheme and commit to each other through the sacred bond of   marriage . For more Info : https://www.jaagrukbharat.com/mangalya-bhagya-scheme-mass-wedding-may-22-9450944

  The export sector in India has been going through difficult phases, due to the downfall of outbound trade, smaller businesses are finding it increasingly difficult to obtain credit. To solve this, the Government of India decided to implement the NIRVIK scheme in the Union Budget of 2020–21. This scheme, formally known as Niryat Rin Vikas Yojana, seeks to extend higher insurance cover and reduce credit barriers to small and medium exporters of different parts of India.   By understanding and applying under the NIRVIK Scheme, readers will gain access to easier export credit, up to 90% insurance protection, lower interest rates, and a strong financial cushion to grow their international trade confidently. For more Info : https://www.jaagrukbharat.com/nirvik-scheme-9465899

An e-passport or biometric passport has an embedded microchip which contains your details, such as your photo, as well as your fingerprints and your face recognition. This enhances the security by reducing incidences of fraud carrying out their operations and theft of identities. For more Info : https://www.jaagrukbharat.com/epassport-in-india-9466896

  In the aftermath of India's assertive military response, Operation Sindoor, to counter cross-border threats, India has seen an encouraging statement of its defence capabilities. Operation Sindoor has provided a boost to national security and a better sense of confidence to its citizens. However, the resulting geopolitical tensions have spurred businesses and individuals to re-evaluate their risk exposures, resulting in a significant spike in interest in war risk insurance cover. For more Info : https://www.jaagrukbharat.com/operation-sindoor-9279460

  Description: People must apply for a No Objection Certificate (NOC) for successful loan closure. Learn about its significance and how one can apply for the same. In instances of applying for a loan or in repayment of one’s loan, there are a lot of documents that are needed, and one of those crucial documents is a No Objection Certificate. A NOC certificate for loan is needed to prove that one has repaid all their  loan dues  and no credit is remaining in their accounts. For more Info : https://www.jaagrukbharat.com/noc-certificate-after-loan-closure-9381154

  भारतभर सुशिक्षित युवकांमध्ये बेरोजगारीचे प्रमाण वाढत असल्यामुळे विश्वासार्ह रोजगार स्रोतांची तातडीची गरज निर्माण झाली आहे, आणि महाराष्ट्र प्रदेशही याला अपवाद नाही. या पार्श्वभूमीवर, माझी नोकरी हा एक महत्त्वाचा साधन म्हणून समोर आला आहे, कारण हा पोर्टल उमेदवारांना थेट उपलब्ध सरकारी नोकऱ्यांशी जोडतो, त्यांना रिक्त पदांची माहिती नियमितपणे देतो आणि त्यांच्या नोकरी अर्ज प्रक्रियेला सुलभ करतो। For more Info : https://www.jaagrukbharat.com/majhi-naukri-9382151

  As digital wallets increasingly integrate themselves into everyday transactions in India, cybercriminals are becoming more active with their   cyber scams   and developing complex techniques to mislead innocent users. One continuing scam is on social media, where fraudsters post as customer care representatives to trick users on social media to get their confidential information. It is indisputable that if you are one to transfer funds using a digital wallet, the first step in protecting yourself from financial loss is being aware of these tactics. For more Info : https://www.jaagrukbharat.com/digital-wallet-scams-9352241

  Recently, the Jan Suraksha Schemes have successfully completed 10 years of glorious working and operations in the nation of India, for the people of India. Three major schemes come under the Jan Suraksha Schemes. i.e., the PM Jeevan Jyoti Bima Yojana (PMJJBY), PM Suraksha Bima Yojana (PMSBY), and Atal Pension Yojana (APY). All the schemes might differ in name and basic function, but they all have one unified goal, and that is to improve the quality of life of people from all social and economic backgrounds. For more Info : https://www.jaagrukbharat.com/jan-suraksha-schemes-9351244

Waste pickers are one of the most undermined yet crucial elements of a nation. They are those individuals who collect waste from streets or landfills for reselling it to recyclers. According to an early 2025 report, there are around 1.5 to 4 million people engaged in the  unorganised sector  of waste pickers.  As waste pickers, also known as rag pickers, belong to a profession in the unorganised sector, they face a range of challenges in being able to access various government schemes and services.  https://www.jaagrukbharat.com/government-support-for-waste-pickers-9278463  

  The government of India has launched various Women loan schemes for a variety of reasons, one of which is entrepreneurship. All the schemes have been introduced with just one primary aim, and that is to provide monetary help to   women   so that they can establish and grow their small businesses and become financially independent. For more Info : https://www.jaagrukbharat.com/women-loan-scheme-9277466

  Many taxpayers find getting back their   income tax   refund to be a relief. Nonetheless, there is a situation whereby refunds are delayed or refused for any reason. Knowing these reasons and the proper legal remedy will help the taxpayers over come the intricacies of the income tax system of India. For more Info : https://www.jaagrukbharat.com/income-tax-refund-denial-in-india-9241574

  The urgent demand for dependable employment resources has emerged as educated youth unemployment levels increase across India, and the same is the case for the region of   Maharashtra . Majhi Naukri serves as an essential tool because it connects candidates directly to available government positions by keeping them updated with vacant positions and smoothing their employment application process. For more Info : https://www.jaagrukbharat.com/majhi-naukri-job-portal-9240577

  Scammers in Hyderabad are getting bolder by the day. Unsuspecting consumers who haven’t paid their electricity bills recently are getting fake disconnection alert messages. These messages not only inform them about the impending disconnection but also direct these individuals to WhatsApp or call a specified number to make a payment to avoid disconnection. For more Info : https://www.jaagrukbharat.com/new-electricity-disconnection-scam-7646374

 In this digital age, students and freelancers look for authentic government websites to make money. Finding genuine sites among so many fake ones is tough. But luckily, India has some government-approved platforms that offer safe and trusted earning opportunities. Let's discuss these government websites to make money and how you can use them. For more Info : https://www.jaagrukbharat.com/government-websites-for-students-to-earn-money-in-india-9121934  

  Recently, the Employees’ Provident Fund Organisation (EPFO) has made changes and updates in the Provident Fund and pension accounts of people. A total of 7 changes, ranging from Dearness Relief to UAN activation, have been announced by the   EPFO . All the changes are expected to make the lives of people much easier and smoother than before. For  more Info : https://www.jaagrukbharat.com/pension-claims-easier-in-2025-9122931

  The months of April and May are crucial financially. The government of India has introduced some changes concerning finances, which are expected to impact every citizen of the nation. Changes have been made in various financial components, such as withdrawals from ATMs, booking of   railway tickets , interest rates of home loans, etc. For more Info : https://jaagrukbharat.com/major-money-changes-from-1st-may-2025-9084048

  Aadhaar-enabled e-KYC capability gained recognition from India's government as it became mandatory to use this system when people opened accounts in various   small savings plans . The programme of e-KYC aims to improve investment processes through simplified procedures while decreasing administrative paperwork to achieve increased transparency measures. Through its use of the Aadhaar infrastructure, the government works to extend financial services to all citizens. For more Info : https://jaagrukbharat.com/aadhaar-ekyc-9086042

  The central bank has notified all credit issuing companies that a bank or NBFC checking a customer’s credit report must send the information to the customer. This information can be sent through SMS or email. The Reserve Bank of India has taken this decision because there have been many complaints about the credit score. For more Info : https://jaagrukbharat.com/Understanding-CIBIL-Score-RBI-Rules-And-How-They-Affect-Your-Credit--Nzk0

  Income Tax Returns Form 1 and Form 4 notified by CBDT for AY 2025–26, provide simplified   tax filing procedures   that emphasise ease of use for employees and those operating small businesses. LTCG tracking now arrives within ITR-1 and ITR-4 to simplify tax compliance requirements, specifically for taxpayers with simple financial profiles. For more Info : https://jaagrukbharat.com/cbdt-notifies-itr-forms-for-ay-202526-9085045

 Need to correct your name, date of birth, or other details on your PAN card? Use our hassle-free PAN Card Correction Service to update your information quickly and accurately. Submit your request online with secure document upload and track your application status with ease. For more Info : https://www.jaagrukbharat.com/services/pan-card-correction-service-13342

 Create your ABHA (Ayushman Bharat Health Account) ID card and access India's digital health ecosystem. Register online to get a unique health ID for secure storage and sharing of your medical records across hospitals and healthcare providers. Fast, free, and government-authorized. For more Info : https://www.jaagrukbharat.com/services/abha-card-application-20321

  The Supreme Court made an important ruling to emphasise inclusive digital service usage during India's digital transformation. The Court issued reforms following its   recognition of disabled people's obstacles   in using digital KYC procedures to access vital services because these standards denied them constitutional rights and digital access.​ For more Info : https://www.jaagrukbharat.com/digital-access-now-a-fundamental-right-8940480

The National Pension System (NPS) represents an investment choice with high trust among Indian retirees since it offers both security and favourable returns for retirement planning needs. The selection of a suitable  National Pension System scheme  by investors determines how their long-term wealth will grow because of its many investment options and fund managers. This article examines the top NPS schemes of 2025, along with their return patterns and provides important selection criteria for building retirement security. For more Info : https://www.jaagrukbharat.com/nps-schemes-in-2025-8976372

  With the beginning of the year 2025 and the month of May, individuals, business entities, and government offices are all planning to clear up their tax dues within the specified timelines and deadlines to avoid penalties. Pending   taxes   comprise tax deduction and collection, certificate issuance, and submission of financial statements. For more Info : https://www.jaagrukbharat.com/taxes-in-may-2025-8977369

  Pregnancy is one of the most critical and significant periods of a woman’s life, wherein they carries not only their selves but a new life as well. During pregnancy, a woman needs extreme care and attention in all facets of life, such as medical, nutrition, and psychological. However, in India, many women come across various difficulties during their pregnancy related to necessities. To change this, the government of India introduced several government schemes for pregnant women so that they can have   healthy pregnancies   with as minimal issues as possible.  For more Info : https://www.jaagrukbharat.com/government-schemes-for-pregnant-women-8895615

  MGNREGA stands as a law which establishes a programme to improve rural survival security through guaranteed employment for 100 days each year to households willing to undertake unskilled manual work. The   NREGA   job card UP is an essential identification document for people who want to participate in the employment opportunities provided by the government scheme throughout Uttar Pradesh. Several aspects of the NREGA job card application UP with detailed information, are explained through this guide. For more Info : https://www.jaagrukbharat.com/mahatma-gandhi-national-rural-employment-guarantee-act-8896612